How long is the wind mitigation inspection valid?

As long as there are no structural changes (like a new roof), your report remains valid for years.

Can a wind mitigation inspection in Miami-Dade and Broward lower my insurance premium?

Yes. A wind mitigation inspection in Miami-Dade and Broward can help you qualify for insurance discounts by proving your home has wind-resistant features. Most Florida insurers offer credits for hurricane-resistant features, especially if your home has a hip roof, clips/straps, or impact-rated openings.

Can I request this inspection for a condo unit?

Yes. We provide inspections for individual units, full buildings, and condo associations.

What’s the difference between this and a roof inspection?

A roof inspection checks condition; wind mitigation assesses how the roof and other features perform against wind loads.

Wind Mitigation Inspection in Florida

Protect Your Home, Lower Insurance Premiums, and Be Hurricane-Ready

Looking to reduce insurance costs and protect your home from hurricanes and high winds? At Home Inspections HALLEY, we provide certified wind mitigation inspections for homes, condos, and commercial properties throughout Miami-Dade, Broward, West Palm Beach, and surrounding areas in South Florida.

What Is a Wind Mitigation Inspection?

A Wind Mitigation Inspection is a detailed evaluation of your property’s resistance to wind damage, especially from tropical storms and hurricanes. This inspection focuses on construction features proven to reduce storm impact—such as roof shape, roof-to-wall connectors, water resistance barriers, and opening protections like impact-rated windows or shutters.

While this inspection is not mandatory, most Florida insurance companies offer substantial discounts when homeowners provide a current wind mitigation report. These discounts exist because certain building features have been shown to reduce losses during high-wind events, and therefore lower the insurance company’s risk.

Many homes in Florida already have hurricane-resistant features without the owners even knowing it. A proper inspection identifies and documents these elements, helping you unlock insurance savings year after year.

Why Is a Wind Mitigation Inspection Important in Miami-Dade and Broward?

Florida is one of the most hurricane-prone states in the country. From roof damage to water intrusion, the risks are real—and costly. A wind mitigation inspection helps you:

Qualify for insurance discounts (often up to 40–50%)
Strengthen your home’s defenses against hurricanes
Ensure compliance with building code standards
Increase resale value by having a documented wind-resistant structure
Gain peace of mind before and during hurricane season

The savings on your policy can be substantial. Many of our clients report hundreds or even thousands in annual premium reductions, simply by submitting a detailed mitigation report.

Who Needs a Wind Mitigation Inspection?

This inspection is valuable for:

Homeowners looking to lower insurance premiums
Property owners in hurricane-prone areas
Condo unit owners or associations
Investors or landlords with multiple properties
Homebuyers requesting roof or wind mitigation inspections before closing
Homes built before 2002 that may qualify with updates
Structures with flat roofs or modified roofing systems
Buildings requiring DMI wind mitigation documentation

Whether you live in a single-family home, condo, or multifamily property, this report can help you protect your investment and reduce your costs.

What’s Included in a Wind Mitigation Inspection?

Our certified inspectors evaluate the following features:

Roof System & Structure

Roof shape (hip, gable, flat)
Roof covering material (shingle, tile, metal)
Deck attachment and nailing patterns
Roof age, condition, and structural integrity

Roof-to-Wall Connectors

Hurricane clips or straps
Toe nails or retrofitted connections
Number and type of fasteners used

Secondary Water Resistance

Underlayment or barrier between the roof and deck
Water-resistant membranes that reduce leakage

Opening Protection

Impact-rated windows, doors, and skylights
Functional storm shutters or panels
Verification of weakest opening

Garage & Entry Door Bracing

Wind-load rating of garage doors
Strength of large entryway openings

Structural Materials

Type of wall construction (concrete block, frame, masonry)
Year built and current compliance with wind mitigation best practices

Each element is thoroughly inspected, photographed, and explained in your Wind Mitigation Report, making it easy for both you and your insurance company to review and understand.

Wind Mitigation Hurricane Inspection Report Sample

OIR-B1-1802 Wind Mitigation Report Sample

This sample shows the updated OIR-B1-1802 Uniform Mitigation Verification Inspection Form used in Florida to document roof construction, roof-to-wall connections, opening protection, and other wind-resistant features that may affect insurance discounts.

Florida’s New Wind Mitigation Form (2026). What It Really Means for Homeowners

Florida updated its wind mitigation form in April 2026. New requirements and stricter inspections now impact insurance discounts.

Learn More

Florida wind mitigation form update 2026. Discover new requirements, key changes, and how it impacts your insurance discounts.

Wind Mitigation Inspection Near You

We proudly serve homeowners and businesses in:
- Miami-Dade: Miami, Hialeah, Kendall, Coral Gables, Homestead
- Broward: Fort Lauderdale, Hollywood, Pembroke Pines, Sunrise
- Palm Beach County: West Palm Beach, Boynton Beach, Delray Beach
- And surrounding areas throughout South Florida
Looking for a certified wind mitigation inspector near you? We’re local, licensed, and ready to help.

Wind Mitigation Inspection in Miami-Dade and Broward Cost

The cost of a wind mitigation inspection varies depending on your property type and size, but it is typically low compared to the potential insurance savings. Most inspections pay for themselves within the first year.

We also offer bundled services, such as:

Wind Mitigation + 4-Point Inspection
Wind Mitigation for condos and townhouses
Commercial or multifamily reports

Other Inspection Services You Might Need

Beyond wind mitigation, we also provide targeted inspections like wind mitigation, lead testing, and more. These services help homeowners and sellers identify hidden issues, improve indoor safety, and protect property value.

What Do Our Clients Say About Our Home Inspection Services?

With over 15,000 inspections completed, Home Inspections HALLEY has earned a reputation for accuracy, speed, and unmatched customer service. Our clients trust us to deliver clear reports and honest guidance—especially when it comes to mold concerns.

Have we helped you identify a mold issue or bring peace of mind to your home?
Share your experience and help others make informed decisions.

Click here to leave us a review

    
 
 
       Posted on Google  
   
   Claudia Rivero 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service!
I had a great experience with Home Inspections Halley. They were very professional, responsive, and reliable. The inspection was thorough, and they explained everything clearly. I truly appreciate their dedication and great customer service. Highly recommend them!

Owner's reply
Thank you for your review. We try to do the best. Home Inspections Halley
  
 
      Posted on Google  
   
   Angela Bonilla 
 
 
 
 Trustindex verifies that the original source of the review is Google. Best inspection company I've had in Miami. Punctual. Very detailed. Nestor and Teri cared about answering any questions and concerns I had.  Most importantly, reliable and trustworthy.

Owner's reply
Mchas gracias, Angela, nuestro lema : "Dar el mejor Servicio Professional y Etico."
  
 
      Posted on Google  
   
   CEAM 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Halley home inspection and Néstor is an amazing person! He just did the inspection on my house and everything went perfect. Definitely 10/10

Owner's reply
Thank you.
  
 
      Posted on Google  
   
   Peter P 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very detailed inspection

Owner's reply
Thank you so much for your kind words! We're glad to hear that you found the inspection very detailed — we take pride in being thorough so our clients feel confident and informed. If you ever need anything else or have questions down the line, don't hesitate to reach out!
  
 
      Posted on Google  
   
   Jime Diaz 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Nestor Gomez for anyone in need of a reliable and knowledgeable home inspector. He took the time to answer all my questions, no matter how small, and provided invaluable advice on maintenance and potential improvements. Very meticulous and professional!

Owner's reply
Thank you so much for your wonderful review and recommendation! At Home Inspections HALLEY, we take pride in answering every question and offering helpful advice to ensure our clients feel confident and informed. We truly appreciate your trust and look forward to assisting you again in the future!
  
 
      Posted on Google  
   
   Jacobo Quintero 
 
 
 
 Trustindex verifies that the original source of the review is Google. The best team of home inspectors, excellent service, very professional, detailed and courteous; Always on time. I highly recommend them. Thank you Halley.

Owner's reply
Thank you so much for your kind words and recommendation! At Home Inspections HALLEY, we take pride in providing professional, detailed, and timely home inspection services. It’s always our goal to deliver a thorough and courteous experience for every client. We truly appreciate your trust and look forward to assisting you or your referrals in the future. Thanks again for choosing us!
  
 
      Posted on Google  
   
   juan romero 
 
 
 
 Trustindex verifies that the original source of the review is Google. “Excelente servicio de inspección. El equipo fue puntual, profesional y muy detallado en su evaluación. Explicaron cada hallazgo de manera clara y brindaron recomendaciones muy útiles. Sin duda, un servicio confiable y altamente recomendado.” Seguiré contando con sus servicios para todos mis negocios de real estate!

Owner's reply
Gracias Juan apreciamos tu evaluatcion de nuestro trabajo, siempre tratamos de hacer lo mejor con etica y reponsabilidad profesional.
  
 
      Posted on Google  
   
   Karolina Martinez 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Nestor Gomez as a Home Inspector, he was detailed, professional, courteous, right on point and took his time to perform a high quality inspection. His report was outstanding.

Owner's reply
Thank, you so much, we We We appreciate your evaluation and our work..
  
 
      Posted on Google  
   
   Hanny Hernandez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Muy profesionales , responsables y el servicio excelente , sin dudas lo recomendaría siempre .

Owner's reply
Customer satisfaction is the most important thing in our service, Thank you very much.Tank you, Mrs. Hanny, our cleint is the
  
 
      Posted on Google  
   
   Mauricio Perez 
 
 
 
 Trustindex verifies that the original source of the review is Google. The best team of Home Inspectors i have ever worked with. The level of attention to detail is second none. 100% reccomended!!

Owner's reply
Thanks Mauricio, we try to do the best work for our clients.
  
 
  
  
 
 
   Google rating score: 5.0 of 5, based on 21 reviews,showing only 4-5 star reviews

Frequently Asked Questions (FAQs)

How long is the wind mitigation inspection valid?
As long as there are no structural changes (like a new roof), your report remains valid for years.
Can a wind mitigation inspection in Miami-Dade and Broward lower my insurance premium?
Yes. A wind mitigation inspection in Miami-Dade and Broward can help you qualify for insurance discounts by proving your home has wind-resistant features.
Most Florida insurers offer credits for hurricane-resistant features, especially if your home has a hip roof, clips/straps, or impact-rated openings.
Can I request this inspection for a condo unit?
Yes. We provide inspections for individual units, full buildings, and condo associations.
What’s the difference between this and a roof inspection?
A roof inspection checks condition; wind mitigation assesses how the roof and other features perform against wind loads.