Wind Mitigation Inspection in Florida
Protect Your Home, Lower Insurance Premiums, and Be Hurricane-Ready
Looking to reduce insurance costs and protect your home from hurricanes and high winds? At Home Inspections HALLEY, we provide certified wind mitigation inspections for homes, condos, and commercial properties throughout Miami-Dade, Broward, West Palm Beach, and surrounding areas in South Florida.
What Is a Wind Mitigation Inspection?
A Wind Mitigation Inspection is a detailed evaluation of your property’s resistance to wind damage, especially from tropical storms and hurricanes. This inspection focuses on construction features proven to reduce storm impact—such as roof shape, roof-to-wall connectors, water resistance barriers, and opening protections like impact-rated windows or shutters.
While this inspection is not mandatory, most Florida insurance companies offer substantial discounts when homeowners provide a current wind mitigation report. These discounts exist because certain building features have been shown to reduce losses during high-wind events, and therefore lower the insurance company’s risk.
Many homes in Florida already have hurricane-resistant features without the owners even knowing it. A proper inspection identifies and documents these elements, helping you unlock insurance savings year after year.
Why Is Wind Mitigation Important?
Florida is one of the most hurricane-prone states in the country. From roof damage to water intrusion, the risks are real—and costly. A wind mitigation inspection helps you:
Qualify for insurance discounts (often up to 40–50%)
Strengthen your home’s defenses against hurricanes
Ensure compliance with building code standards
Increase resale value by having a documented wind-resistant structure
Gain peace of mind before and during hurricane season
The savings on your policy can be substantial. Many of our clients report hundreds or even thousands in annual premium reductions, simply by submitting a detailed mitigation report.
Who Needs a Wind Mitigation Inspection?
This inspection is valuable for:
Homeowners looking to lower insurance premiums
Property owners in hurricane-prone areas
Condo unit owners or associations
Investors or landlords with multiple properties
Homebuyers requesting roof or wind mitigation inspections before closing
Homes built before 2002 that may qualify with updates
Structures with flat roofs or modified roofing systems
Buildings requiring DMI wind mitigation documentation
Whether you live in a single-family home, condo, or multifamily property, this report can help you protect your investment and reduce your costs.
What’s Included in a Wind Mitigation Inspection?
Our certified inspectors evaluate the following features:
Roof System & Structure
Roof shape (hip, gable, flat)
Roof covering material (shingle, tile, metal)
Deck attachment and nailing patterns
Roof age, condition, and structural integrity
Roof-to-Wall Connectors
Hurricane clips or straps
Toe nails or retrofitted connections
Number and type of fasteners used
Secondary Water Resistance
Underlayment or barrier between the roof and deck
Water-resistant membranes that reduce leakage
Opening Protection
Impact-rated windows, doors, and skylights
Functional storm shutters or panels
Verification of weakest opening
Garage & Entry Door Bracing
Wind-load rating of garage doors
Strength of large entryway openings
Structural Materials
Type of wall construction (concrete block, frame, masonry)
Year built and current compliance with wind mitigation best practices
Each element is thoroughly inspected, photographed, and explained in your Wind Mitigation Report, making it easy for both you and your insurance company to review and understand.
See a Sample Wind Mitigation Report
Wondering what your inspection will produce?
Our reports are clean, professional, and include everything insurers need to determine your eligibility for windstorm mitigation credits. Clear photos, highlighted findings, and a summary of wind-resistant features make it easy to present the report to any carrier.
Wind Mitigation Inspection Near You
We proudly serve homeowners and businesses in:
Miami-Dade: Miami, Hialeah, Kendall, Coral Gables, Homestead
Broward: Fort Lauderdale, Hollywood, Pembroke Pines, Sunrise
Palm Beach County: West Palm Beach, Boynton Beach, Delray Beach
And surrounding areas throughout South Florida
Looking for a certified wind mitigation inspector near you? We’re local, licensed, and ready to help.
ind Mitigation Inspection Cost
The cost of a wind mitigation inspection varies depending on your property type and size, but it is typically low compared to the potential insurance savings. Most inspections pay for themselves within the first year.
We also offer bundled services, such as:
Wind Mitigation + 4-Point Inspection
Wind Mitigation for condos and townhouses
Commercial or multifamily reports
Other Inspection Services You Might Need
Home Full Inspection
Commercial Inspection
Wind Mitigation
4 Points Inspection
Roof Inspection
Mold Testing
Lead Testing
Chinese Drywall Inspection
Sewer Line Inspection
Radon Gas Inspection
What Do Our Clients Say About Our Mold Testing Services?
With over 14,000 inspections completed, Home Inspections HALLEY has earned a reputation for accuracy, speed, and unmatched customer service. Our clients trust us to deliver clear reports and honest guidance—especially when it comes to mold concerns.
Have we helped you identify a mold issue or bring peace of mind to your home?
Share your experience and help others make informed decisions.
Frequently Asked Questions (FAQs)
How long is the inspection valid?
As long as there are no structural changes (like a new roof), your report remains valid for years.
Will I definitely save money?
Most Florida insurers offer credits for hurricane-resistant features, especially if your home has a hip roof, clips/straps, or impact-rated openings.
Can I request this inspection for a condo unit?
Yes. We provide inspections for individual units, full buildings, and condo associations.
What’s the difference between this and a roof inspection?
A roof inspection checks condition; wind mitigation assesses how the roof and other features perform against wind loads.
Your home deserves the best inspection, we're here for you.
Residential and Commercial Inspections
